Heston Ciment

We have helped thousands of people resolve their debts.

If you have been harassed by a debt collector, you may be entitled to financial compensation under the Fair Debt Collection Practices Act. The FDCPA specifies that collectors must treat consumers with dignity and respect. Any dishonest, invalid, or abusive practices are in violation of the law. If you think you’ve been subjected to illegal actions from a debt collector, contact the Heston Ciment Law Firm right away to speak with a debt collection attorney. We will fight to recover statutory damages of up to $1,000, and more for actual damages. When you let us take your FDCPA case, you do so at no financial risk to yourself. If we win the case, the defendants must pay our legal expenses. If not, the cost is is paid by your collection attorney.

Dishonest debt collection practices include any kind of deception a collection agent might employ. If they fail to inform you that you are talking to a debt collector, or if they threaten action that cannot legally be taken, you can sue. If they pile on fake fees and expenses to your debt, you can sue.

Illegal collection practices are those where the collection agent should not be talking to you in the first place. For example, if your collection attorney has instructed a collector to stop calling you and they ignore the request, you can sue. If your debts were discharged in a bankruptcy filing, and yet you’re still getting calls, you can sue.

Abusive collection practices include persistent calling, inappropriate language and slurs, yelling or screaming, and name-calling. However, abusive practices are not limited strictly to these behaviors. Collection agents are not allowed to discuss your debt with anybody but you, so if they are contacting your friends, neighbors, coworkers, or anyone else, you guessed it, you can sue. Unfortunately, collection agents can be very creative with their tactics, and if you think you’ve been treated unfairly you should call us immediately.

Whether you are actually in debt or not, you should never have to put up with unfair debt collection practices. A debt collection lawsuit can put a stop to harassment. Call our debt collection attorney today and we’ll make them pay!

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James was born and raised in St. Louis, Missouri. James graduated from Washington University in St. Louis in 1988 with a degree in business administration, specializing in finance. James then went on to attend and graduate from Pepperdine University School of Law in Malibu, California.

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Daniel was born in Augusta, Georgia but he didn’t spend much time there as his father was in the Army and they moved to Germany shortly after he was born. Daniel graduated from The University of Texas in 2000 with a BA in Government and a minor in Psychology. Daniel then attended South Texas College of Law in Houston, Texas.

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